Transamerica Final Expense Insurance
Protect your family from the burden of funeral and end-of-life costs with affordable whole life coverage from Transamerica — one of America's most trusted insurance brands for over 100 years.
Powered by Transamerica Life Insurance Company. Quotes are instant and free — no obligation.
Coverage at a glance
- Ages 0–85 eligible
- Benefit amounts from $1,000 to $50,000
- No medical exam required
- Builds cash value over time
- Coverage that never expires
- Premiums that never increase
Why final expense?
The average funeral costs over $9,000
A small monthly premium today can spare your loved ones thousands in unexpected expenses tomorrow. Transamerica's final expense whole life policy delivers a tax-free cash benefit directly to your beneficiary — usually within days.
Whole life coverage
Lifetime protection that never expires as long as premiums are paid.
Level premiums
Your rate is locked in and will never increase with age or health changes.
Cash value growth
Builds tax-deferred cash value you can borrow against if needed.
Fast, simple approval
Simplified-issue underwriting — most applicants approved in minutes.
What it covers
Designed for life's final expenses
Your beneficiary receives a lump-sum, tax-free payout they can use for anything — there are no restrictions on how the money is spent.
- Funeral and burial expenses
- Cremation and memorial costs
- Outstanding medical bills
- Credit card and personal debt
- Legal and estate fees
- A financial gift to loved ones
Ready to see your rate?
Get a personalized Transamerica final expense quote in under two minutes — no medical exam, no obligation.